HealthDirect® is the leading technology-enabled account management and electronic payment platform, allowing financial institutions to dramatically streamline the administration of health-related spending accounts, including Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs), and Health Reimbursement Arrangements (HRAs).

With HealthDirect®, business processes such as eligibility, enrollment, account management, claims submission, expense substantiation, receipt storage, reporting, analysis, customer service and IRS regulatory form filing are automated and executed entirely online.

HealthDirect® integrates neatly with existing applications, DDA systems, credit/debit cards, databases, and other infrastructure components. Furthermore, HealthDirect® provides administrators with the ability to control branding, pricing, fees, interest rates, substantiation rules, and the customer experience.
 

		Patent-pending sub-accounting and record-keeping services
		ACH transaction management and electronic payment clearance and settlement services
		Interest rate compounding, calculation and payment
		Online bill payment processing to providers and merchants
		Integrated and co-brandable debit and credit card management for FSA, HRA, and HSA accounts including multi-purse management, stacked plans, line of credit, and incentive rewards
		Online and offline monthly statement generation
		Credit scoring for line of credit lending and risk management
		Investment account custodial services, healthcare asset allocation, and trade clearance
		Access to over 30,000 mutual funds from dozens of asset managers via integrated investment trading platform
		IRS form processing and filing
		Fraud detection and management
		Tier I and II customer support
		Real-time claims substantiation and adjudication